:root{--navy:#1B274C;--accent:#059669;--accent-dk:#047857;--muted:#5B6779;--line:#E4E9E7;--bg:#FAFBFA}
*{box-sizing:border-box;margin:0}
body{font-family:'Montserrat',system-ui,sans-serif;color:#3D4A63;background:#fff;font-size:16.5px;line-height:1.7;-webkit-font-smoothing:antialiased}
.wrap{max-width:1080px;margin:0 auto;padding:0 24px}
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav .wrap{height:64px;display:flex;align-items:center;justify-content:space-between}
.wordmark{font-size:20px;font-weight:800;color:var(--navy);text-decoration:none}
.wordmark em{font-style:normal;color:var(--accent)}
.navr{display:flex;gap:20px;font-size:14px;font-weight:600}
.navr a:not(.btn){text-decoration:none;color:var(--muted)}
.btn{display:inline-block;background:var(--accent-dk);color:#fff;text-decoration:none;font-weight:700;font-size:14px;padding:10px 22px;border-radius:999px}
h3{font-size:17px;font-weight:700;color:var(--navy)}
h2 + h3, p + h3{margin:24px 0 0}
h3 + p{margin:6px 0 0}
h1{font-size:clamp(28px,3.6vw,44px);font-weight:800;color:var(--navy);letter-spacing:-.02em;line-height:1.15;margin-top:56px}
.lead{margin-top:14px;color:var(--muted);font-size:17px;max-width:62ch}
h2{font-size:clamp(21px,2.4vw,27px);font-weight:800;color:var(--navy);margin:52px 0 16px}
table{width:100%;border-collapse:collapse;margin:20px 0;font-size:14.5px;background:#fff}
td,th{padding:12px 14px;border:1px solid var(--line);text-align:left;vertical-align:top}
th{color:var(--navy);font-weight:700;background:var(--bg)}
.p{font-weight:800;color:var(--navy);white-space:nowrap}
.note{background:var(--bg);border-left:4px solid var(--accent);border-radius:0 12px 12px 0;padding:16px 20px;margin:22px 0;font-size:15px}
.cta-box{background:var(--bg);border:1px solid var(--line);border-radius:14px;padding:26px 28px;margin:44px 0}
.cta-box h3{color:var(--navy);font-size:19px}
.cta{display:inline-block;background:var(--accent-dk);color:#fff;text-decoration:none;font-weight:700;font-size:15px;padding:12px 28px;border-radius:999px;margin-top:10px}
ul{margin:12px 0 12px 22px}
li{margin:6px 0}
.also a{color:var(--accent-dk)}
footer{border-top:1px solid var(--line);padding:26px 0;font-size:13px;color:var(--muted);margin-top:40px}
@media(max-width:640px){.wrap{padding:0 18px}td,th{padding:9px 10px;font-size:13px}.navr a:not(.btn){display:none}}
@media(max-width:640px){table{display:block;overflow-x:auto;-webkit-overflow-scrolling:touch}p,li,code{overflow-wrap:anywhere}}